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The ERTC Experts

Dedicated specifically to optimizing your refundable Employee Retention Tax Credit claims, using a quick and easy approach that takes less than 15 minutes.

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REMEMBER: Even if you received both PPP Loans... Companies are STILL eligible for and getting substantial ERTC refunds. Utilize Your Rebate Today!

The Employee Retention Tax Credit

Making the Most of Your Claims To Keep Americans Working

Despite the government's enormous stimulus authorization, billions of dollars will remain unclaimed.

Supported under the CARES Act

As people deal with the unprecedented effects of COVID-19, the original purpose of the program was to encourage employers to keep workers on the payroll.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act created the ERTC, which offers business owners a credit based on qualified employee pay and health plan expenses paid after March 12, 2020, but before October 1, 2021.

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No Restrictions

No Repayment

This is not a loan.

Although the ERTC and PPP Loans were both formed under the CARES Act, this is not a loan and there is no payback. There are no limitations on how credit recipients can utilize their money.

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Up to $26,000 Per W-2 Employee

Both full-time and part-time workers are eligible.

In 2020 and 2021, business owners can claim a refundable tax credit through the ERTC initiative. An eligible employer may claim a credit up to $5,000 per employee in 2020 from March 12 through December 31, 2020. That represents a potential of $5,000 per worker. The ERC rose in 2021 to $7,000 paid each employee during the first, second, and third quarters. Thus, each employee might potentially earn up to $26,000. A credit of up to $50,000 in each of the third and fourth quarters of 2021 is available to new firms that started operations after February 15, 2020, up to a maximum credit of $100,000.

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Free Pre-Qualification with No Commitment

Let our knowledgeable staff evaluate your eligibility for a sizeable reimbursement.

Our team of ERTC professionals can evaluate if you probably qualify for a no-strings-attached tax credit by asking you a few straightforward, non-invasive questions. Pre-qualification carries no fee or commitment.

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What Are The Advantages?

Ensured To Maximize Refundable Credits For Small And Medium Sized Businesses In The Local Area
It's so simple that the time commitment is only 15 minutes.
No up-front costs to apply; 100% dependent on your refund
Documentation That Is Audit-Proof For IRS Support
Other CPA firms do not provide The 15 Minute Refund.™

We only focus on helping small business owners maximize Employee Retention Tax Credits. We don't prepare income taxes, compile financial statements, or offer any form of attestation services.

When you work with us, you can be sure that you've chosen the best CPA firm to seize this one-time chance to receive a sizable IRS refund check.

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Discover what benefits our accounting professionals can provide for your company today

Learn More About Just A Few Of The Companies We've Assisted Over The Past 30 Days:

• Business Consulting Firm in Newport Beach, California, 19 W-2 Employees; $44,960 Credit

• Presentation Design Agency in Nashville, TN, 19 W-2 Employees; $162,979 Credit

• Restaurant Ownership Group in Florida, 224 W-2 Employees; $1,120,000 Credit

• Restaurant in Houston, Texas, 80 W-2 Employees; $400,000 Credit

• Montessori School in Addison, Illinois, 35 W-2 Employees; $175,000 Credit

• Single location Steakhouse $213,029.88

• Temp Staffing Company $259,099.46

• Hair Salon $107,792.22

• Multi-location Sandwich Shop $371,551.39

• Single location Pizza $58,255.25

• Toilet Manufacturer $252,104.88

• Church $30,782.22

• Gym $51,455.01

• Four Location Hotel $620,416.97

• Home Health Staffing Services $599,891.59

• Nutrition Products US Distributor $1,152,330.98

• General Contractor $364,283.71

• 4-location Restaurant $528,340.02

• Field Examinations $324,846.66

• Marketing Graphics $50,954.46

•Commercial Cleaning Owner $80,394.16

• ESL School $111,150.41

• Local Restaurant $528,340.02

• HVAC Contractor $39,262.33

• Environmental Engineer $21,000.00

• Marketing Agency $50,954.46

• 4 location Mexican Restaurant $2,014,000.00

• Dental Practice $125,867.34

• Automotive Car Dealership $406,798.25

• Non-Profit Organization $359,923.65

Start your claim in 90 seconds!

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What Is The Process Like?

Complete the Questionnaire

Start with the 10 simple questions on this site to begin your claim. We will email you a secure link to an application questionnaire to be completed online.

Begin Your Claim

Upload Data

Upload your 941 returns, PPP loan documents, and raw payroll data on our secure portal.

Credit Calculation

We calculate the credit you can receive from the IRS.

Application Package

We will prepare and help you file the 941-X Amended payroll returns.

Get Paid

The IRS will process your credit and mail you a check.

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FAQ's

Frequent Asked Questions and Answers

WHAT IS THE EMPLOYEE RETENTION TAX CREDIT (ERTC) AND HOW IS IT DIFFERENT FROM THE PAYROLL PROTECTION PROGRAM (PPP)? ...▶

The Coronavirus Aid, Relief, and Economic Security Act (also known as the CARES Act) was signed into law on March 27, 2020. It included two programs to assist businesses with keeping workers employed: the Payroll Protection Program (PPP) administered by the Small Business Administration and Employee Retention Tax Credit (ERTC) administered by the Internal Revenue Service.

PPP funds are distributed based on 2.5 months of payroll and a minimum of 80% of the funds must be used on payroll to be eligible for forgiveness. Additionally, PPP funds are not taxable as revenue and you may still take deductions for the payroll covered by PPP.

ERTC tax credits, however, are credits (or refunds) for a percentage of payroll in each quarter that you qualify. There are specific rules for determining eligibility by quarter, and limiting the dollars that can be claimed for each employee.

I GOT PPP FUNDS ALREADY. CAN I ALSO GET ERTC? ...▶

YES!

Initially with the CARES Act, employers could choose to apply for PPP or claim ERTC credits, but not both.

PPP was more beneficial than ERTC for most businesses (for reasons we won’t go into here) and so most businesses with under 500 employees received forgivable PPP Loans.

On March 11, 2021, The American Rescue Plan Act of 2021 was signed into law and included many modifications and expansions to existing elements of previous stimulus programs.

Noteworthy modifications for business owners included:

Businesses who applied for and received PPP funds could now also claim ERTC credits. ERTC credits could be retroactively claimed for businesses that qualified in 2020. ERTC credits were extended through 9/30/21 with lower qualification requirements.The per-employee cap on qualifying wages increased from $10,000 for all of 2020 to $10,000 per quarter for the first 3 quarters of 2021.The refundable credit amount increased from 50% of qualifying wages in 2020 to 70% in 2021.So the short answer is “Yes” . . . you can claim ERTC even if you received PPP funds.

HOW DO I APPLY FOR ERTC TAX CREDITS? ...▶

Unlike the Payroll Protection Program (administered by the Small Business Administration), there is actually no “application process” for the Employee Retention Tax Credits.

You simply claim the ERTC tax credit like you would any other tax credit – by asserting to the IRS that you can legally claim the credit.

When you claim a child tax credit, you do so by asserting this fact on your Form 1040 Personal Income Tax Return.

The difference is that when you claim an ERTC tax credit, you do so on your Form 941 Employer Quarterly Tax Filing.

For prior quarters, you must file an amended form (the Form 941-X) to reduce your current quarter’s tax contribution and request a refund of excess credits (which is highly likely).

Another perk of ERTC, is that since you can often estimate these credits in advance of distributing cash for payroll, you can file a Form 7200 to receive a cash advance to avoid waiting until the end of the quarter to apply for the refund.

I THOUGHT THE TAX CREDIT WAS FOR 2020? ...▶

You’re right - it was originally a 2020 credit. And it was either the Paycheck Protection Program OR ERTC.

Almost every business chose the PPP option. The ERTC was not widely used until March 2021, when the American Rescue Act changed IRS regulations and millions of businesses were now eligible for both the PPP and ERTC program by amending their Quarterly Form(s) 941.

MY REVENUE IN Q1 2021 IS BACK TO PRE-PANDEMIC LEVELS - SO I MUST BE INELIGIBLE - RIGHT? ...▶

Even though you may feel like revenue is back to normal, there are some items you want to consider before passing on this ERTC assessment.

First, even if revenues have returned to “normal” in 2021, you may have qualified in 2020 and you can retroactively claim those credits. That eligibility criteria in 2020 was based on revenue declines from 2019, or if your business was partially or fully closed due to governmental mandate.

Second, while your revenue may have returned to “normal” in Q1 2021, remember that we are comparing your Q1 2021 to Q1 2019. If 2019 was a year of growth for your business, then your revenue levels 2 years ago may have been much less than Q1 2020.

And lastly, if your revenues were down in Q4 2020 by just 20% compared to Q4 2019, then you may also be eligible for Q1 2021. There is a safe harbor provision that few advisors are talking about, and it means that many businesses are qualifying for $7,000 per employee in Q1 2021.

I know, it seems too good to be true, but the government wants to incentivize and reward you for keeping US residents employed and money flowing through our economy as we rebuild bigger and stronger than before.

I THOUGHT PAYROLL TAXES DEFERRED IN 2020 HAD TO BE RE-PAID. DOES ERTC WORK THE SAME WAY? ...▶

You are most likely referring to a provision of the CARES Act that allowed employers to defer the deposit and payment of the employer’s share of Social Security taxes. Those deferrals must then be repaid – with at least 50% of the balance due by 12/31/21 and the remaining balance due by 12/31/22.

ERTC credits are NOT a deferral. They are dollar-for-dollar credits against wages you’ve paid. Not taxes you’ve paid, but actual wages.

These credits can offset future tax contributions or you can receive a refund check – it’s your choice.

And you will NOT have to re-pay these funds (unless, of course, you don’t provide adequate documentation in the course of an audit).

WHY ISN'T MY BANK (OR MY CPA) TALKING ABOUT THIS? ...▶

Your banker, CPA, or Financial Advisor was probably very helpful when it came to getting your PPP funds because they were effectively signing you to an SBA-guaranteed loan. The SBA paid the bank administrative fees based on the PPP loans they made, and so they were incentivized to educate you about the program and get all your paperwork in order.

Compared to the ERTC, the PPP program was also a rather simple calculation. 2 ½ times your average monthly payroll including health insurance and state unemployment taxes.

From the conversations we’ve had with bankers, they have no interest in involving themselves in your employment tax compliance. For them it is a liability and beyond their scope of services.

WHAT ABOUT MY PAYROLL SERVICE PROVIDER? SHOULDN'T THEY BE ON TOP OF THIS? ...▶

Your Payroll Service does an excellent job of executing the fundamentals of paying your employees, paying your employment taxes and filing your quarterly reports.

But computing your ERTC credits requires visibility into your P&L and PPP forgiveness applications. Not only that, but the complex requirements around eligibility and allocating ERTC credits at the employee-level while accounting for annual and quarterly qualifying wage gaps and . . . well, you can probably tell why Payroll Services are not offering to do all of this for you.

The Payroll Services that we’ve worked with so far are happy to provide the payroll registers that we need to perform the allocations. And they are happy to file the Amended Form 941-X with the IRS on our client’s behalf.

But that’s the extent of it.

In fact, most wise Payroll Services are asking clients to sign an indemnification waiver before submitting a Form 941-X because the Payroll Service can take no responsibility for the accuracy of the ERTC credits you are claiming.

For them to involve themselves in the intricacies of this calculation, it is a liability and beyond their scope of services.

WHERE CAN I FIND OUT MORE INFORMATION ON THE IRS WEBSITE? ...▶

Read Notice 2021-20 on the official IRS FAQ Site: https://www.irs.gov/pub/irs-drop/n-21-23.pdf

WILL MY TAX CPA HANDLE THIS FOR ME SINCE THEY HANDLE MY INCOME TAX RETURNS? ...▶

Whether your tax accountant is a CPA or EA, he or she most likely only prepares your Federal and State Income Tax Returns. However, ERTC credits are claimed against Employment Taxes on Form 941, and cash advanced through Form 7200.

The complexity of the ERTC program is a beast unto itself and every tax accountant we’ve talked to has said they focus on staying up-to-date on the ever-evolving income tax code, and they can’t now become experts in the ERTC program as well.

If your tax accountant is comfortable determining your eligibility by quarter and year, computing your credits, and preparing contemporaneous documentation to support an IRS audit, then you should certainly let them handle all of this.

If you want a second set of eyes on this, we’re happy to take a look.

MY BOOKKEEPER HAS ALL MY INFO . . . CAN THEY HANDLE MY ERTC CLAIMS? ...▶

Your Bookkeeper should certainly have access to all the information that is needed for an accurate calculation of your legal ERTC claim. They will have your financial reports, payroll registers, and PPP loan forgiveness documents.

The Million Dollar Question is . . . Do They Have The Time?

• Do they have the time to dig into the text of American Rescue Plan Act of 2021

• And its accompanying referenced laws like: CARES Act, Families First Act, Payroll & Healthcare Enhancement Act, PPP Payroll Flexibility Act and the Consolidated Appropriations Act.

• Time to read the IRS Interpretations and FAQ’s? And cross-reference those definitions with that of PPP which was separately defined and dissimilarly interpreted in the Small Business Administration’s Bulletins and IFRs?

• Do they have the time to ensure accuracy in eligibility determination, maximize your computation and create the supporting documentation you’ll need to support an IRS audit of employer taxes?

So far, we have not found a bookkeeper who is able to take all this on, while handling the day-to-day of bookkeeping. If yours can, then take them up on their offer. We’re happy to take a second look.

I KNOW ADDITIONAL BUSINESS OWNERS THAT MIGHT QUALIFY; CAN THEY APPLY HERE, TOO? ...▶

Absolutely! Our professional team is equipped and ready to help as many businesses as possible to apply for their ERC funds. We welcome you to share this site. Sharing is caring!

Begin Your Claim

Begin Your Claim - Answer 10 Questions

Your time commitment will be less than 15 minutes, promise.

Additionally, it can be worth thousands in free money.

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Businesses Get Money with...

The Employee Retention Tax Credit

Supported under the CARES Act

No Restrictions

No Repayment

Up to $26,000 Per W-2 Employee

Free Pre-Qualification with No Commitment

What Are The Advantages?

What Is The Process Like?

Begin Your Claim - Answer 10 Questions

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